AML, Fraud and Abuse Policy

Purpose

IVAWIN aims to prevent its platform from being used for fraud, money laundering, payment abuse, identity abuse or other unlawful activity.

Risk controls

IVAWIN may use:

• account verification
• age/identity checks
• payment-provider checks
• IP/device/rate-limit controls
• admin audit logs
• ticket/allocation logs
• winner verification
• manual review of unusual activity
• suppression or closure of suspicious accounts

Prohibited conduct

• false identity
• underage entry
• payment fraud
• chargeback abuse
• multiple-account abuse
• bot/automated entries
• free-entry abuse
• hacking/tampering
• abusive conduct toward staff/users
• attempts to manipulate draws or ticket allocation

Suspicious activity

Where IVAWIN reasonably suspects suspicious activity, it may pause payments, withhold prize transfer, request additional verification, suspend an account, void entries, refund where appropriate, or report to relevant authorities.

Record keeping

Fraud/AML decisions should be recorded with date, account, competition, reason, evidence, staff member/admin ID and outcome.